Products

Appraisal

Hybrid Appraisal

GSE 1004 Hybrid/70H appraisal

Desktop Appraisal

GSE 1004 Desktop/70D appraisal

Traditional Appraisal

Full suite of appraisal services

Property Valuation API

For modern valuation products

Alternative Valuations

ClearAVM™

Accurate, instant valuations

Rental AVM

Instant monthly market rents

Property Analytics API

Customized valuation reports

ClearProp^®

Interactive valuation tool

Broker Price Opinion

Morningstar’s top-rated BPO

Commercial BPO

Appraisal alternative

Residential Evaluation

For residential loans <$400k

Commercial Evaluation

For commercial loans <$500k

Property Data Insights

Home Data Index (HDI^®)

Market data and trends

Collateral Risk

Collateral Desktop Analysis (CDA®)

Review of origination appraisal

Value Reconciliation

Reviews multiple valuations

ClearCollateral® Review

Automated underwriting review

AURA^®

Appraisal underwriting risk analyzer

Data Collection

Universal Data Collection^® (UDC^®)

Delivers GSE data standards

Property Condition Inspection (PCI)

Risk summary report

Post Disaster Inspection (PDI)

Exterior condition report

Inspection Tools

CubiCasa®

Automated floor plan app

All Products

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Solutions

By Market

Mortgage Origination

Order from a variety of reliable valuations to fit your needs

Home Equity

Expedite valuations and mitigate risk

Capital Markets

Perform due diligence on your portfolio

GSEs

Access appraisal modernization tools

Servicing

Assess your mortgage loan portfolio

Insurance

Understand collateral risk and property conditions

PropTech

Gain property data insights

FinTech

Gather insights for accurate modeling

Real Estate

Reduce friction in your real estate transactions

Single-Family Rental and Build-to-Rent

Maximize income from your asset management portfolio

By Organizational Role

Loan Officer

Close loans confidently

Underwriter

Automate collateral underwriting review

Servicer

Assess your mortgage loan portfolio

Risk Management

Mitigate lending risk

Appraiser

Enhance your workflow

Real Estate Agent/Broker

Improve your real estate listings

Investor

Expand your portfolio

All Solutions

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Resources

Connect

Events

Check out upcoming events, conferences, and webinars.

Podcast

Listen and watch ClearCast, the Real Estate Fintech Podcast.

Newsroom

Read our latest press releases and media coverage.

Learn

Blog

Read the latest articles and stories from the industry.

Video

Watch the latest webinars, speaking sessions, and demos.

Market Reports

Review our latest HDI™ report for market data and trends.

eBooks

Browse our library of free eBooks.

Case Studies & White Papers

Read our white papers for insights and knowledge.

Glossary

Learn about the terms used in the industry.

All Resources

Featured Resources

Stay competitive with Freddie Mac’s ACE+ PDR and the new UPD

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[Case study] National mortgage banker cuts time and cost spend in half, increases efficiency

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[Case study] Hitch boosts valuation accuracy, enhances customer experience, and approves 30% more loans

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Company
Clear Capital

About Us

Discover the story, purpose, and advancements that drive us.

Leadership

Meet and learn about our Executive Leadership team.

Community Involvement

Learn how we work with our community to make an impact.

Work With Us

Corporate Careers

Join our team of driven, talented individuals.

Life at Clear Capital

Learn about what unites us.

Partners

Let’s transform the mortgage industry and grow together!

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Appraiser Network

Join the independent appraiser network with heart.

Broker and Agent Network

Work with the nation’s top lenders, servicers, and investors.

AMC Registrations

View our license/registration numbers.
Featured Blog Posts

January 2, 2025

December 2024 Home Data Index Market Report

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December 3, 2024

November 2024 Home Data Index Market Report

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November 14, 2024

Clear Capital Announces Property Analytics API Solution to Streamline Consistent Property Insights for Home Equity Lenders

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Loan-to-Value Ratio

Loan-to-Value Ratio is the ratio that compares the total mortgage loan to the value of the property after it has been appraised. The ratio is calculated by dividing the mortgage loan amount by the property value.